A college education is one of the most important investments a student can make. The Office of Financial Aid is committed to helping students reach their educational goals who would otherwise not be able to do so. We offer federal, state and institutional financial aid resources to assist students in funding the costs associated with their education. Though it is felt that the primary responsibility for financing postsecondary education rests with students and their families, every effort is made to provide necessary supplemental funding to ensure that no student is denied the opportunity to attend Delta because of financial limitations.
Federal financial assistance and scholarships are available for degree-seeking students. Students may also apply for various types of waivers to assist with the payment of tuition. Students may be offered a single type of assistance or a combination package depending on the level of need and eligibility requirements. Aid may be provided by or through the college, federal and state agencies, foundations, or corporations. Apply early!
Federal Pell Grant
The U.S. Department of Education provides federal grants to undergraduate students who are U.S. citizens or eligible non-citizens. Pell Grants are considered a form of “gift-aid” and do not have to be repaid. Pell Grants are awarded to undergraduate students who have not earned their first bachelor’s degree and who demonstrate exceptional financial need. Eligibility is determined with information provided on the FAFSA form and is a direct result of the students’ expected family contribution (EFC) and enrollment status. Delta must receive a valid Institutional Student Information Record (ISIR) which is generated and sent to us electronically if you listed Delta’s school code: 041301 on the FAFSA. Pell award amounts are determined annually by Congress and based on your anticipated enrollment that you indicated on your FAFSA. If you are not enrolled full-time your Pell award will be reduced proportionately based on the number of hours you are enrolled in as of the 10th class day of the semester.
Federal Direct Student Loan Program
Louisiana Delta Community College is participating in the William D. Ford Federal Direct Loan Program beginning in the Fall of 2014. Student borrowers obtain loan funds directly from the federal government (U.S. Department of Education). The official website is www.studentloans.gov. This site is the source for information from the U. S. Department of Education on how to apply and manage student loans.
When a student submits the Free Application for Federal Student Aid (FAFSA), they are applying for all federal aid programs for which they may be eligible, including direct student loans.
Federal Direct Student Loans are available for students meeting certain qualifications. A student enrolled in a degree seeking program at least six credit hours, not in default on a federal loan or owe a repayment on a federal grant, and meet all other eligibility requirements such as Satisfactory Academic Progress (SAP), may qualify for a Federal Direct Student Loan.
The Office of Financial Aid has federal direct student loan information and forms online at www.ladelta.edu/financialaid.
Subsidized Direct Loan is based on financial need as determined by the Free Application for Federal Student Aid (FAFSA). The government pays the interest as long as a student remains enrolled at least half-time (six credit hours) in a degree seeking program and meet all other eligibility requirements. The amount a student can borrow during each academic year is based on their grade level.
If a student is a first-time borrower on or after July 1, 2013, there is a limit on the maximum period of time (measured in academic years) that they can receive Subsidized Direct Loans. Generally, a first-time borrower is one who did not have an outstanding balance or principle or interest on a Direct Loan on July 1, 2013. If this limit applies, a student may not receive Subsidized Direct Loans for more than 150 percent of the published length of your program. This is called “maximum eligibility period.” A student’s maximum eligibility period is based on the published date of their current program. A student can find the published length of any program of study in our college academic catalog on-line at www.ladelta.edu.
Because the maximum eligibility period is based on the length of the current program of study, the maximum eligibility period can change if a student changes to a program that has a different length. Also, if a student receives Subsidized Direct Loans for one program and then changes to another program the loans they received for the earlier program will generally count toward their new maximum eligibility period.
Unsubsidized Direct Loan is available to students regardless of demonstrated need (determined by the FAFSA). For independent students, this loan may supplement the funds obtained through subsidized loans. Students are responsible for all interest payments, including the time that a student is in deferment. It is advisable; if possible, the student should make the interest payments while in school. The student does, however, have the option of capitalizing the interest. This means that the unpaid interest will be added to the principal amount of the loan at regular intervals, and the student will ultimately owe more money.
Students may apply for a Subsidized and/or Unsubsidized Direct Loan at www.studentloans.gov.
Federal Direct Parent PLUS Loan
An unsubsidized loan for the parents and stepparents of a dependent student. Parent PLUS Loans help pay for education expenses up to the cost of attendance minus all other financial assistance. The parent must be the student’s biological parent or student’s stepparent, if the biological or adoptive parent has remarried at the time of application. The dependent student must be enrolled at least half-time (six credit hours or more) in a degree seeking program, meeting Satisfactory Academic Progress (SAP) and meet all other eligibility requirements. For federal aid purposes, a student is considered “dependent” if he or she is under the age of 24, unmarried, and has no legal dependents at the time the FAFSA is submitted. (Exceptions are made for veterans, wards of the court, and other special circumstances.) If a student is considered dependent, then the income and the assets of the parent have to be reported on the FAFSA.
The borrower will be subject to a credit check to determine eligibility. The parents and their dependent student must be U.S. citizens or eligible non-citizens, must not be in default on any federal education loans or owe an overpayment on a federal education grant and must meet other general eligibility requirements for the federal aid programs.
The borrower is responsible for all interest payments; however, the repayment period for this loan is determined by your lender. Parents may request a PLUS loan at www.studentloans.gov.
The Louisiana Go Grant Program is provided to support nontraditional and low to moderate-income students who need additional aid to afford the cost of attending college. The Go Grant award is a state grant and does not have to be repaid. To be eligible for a Louisiana Go Grant, you must meet the following criteria:
- Louisiana Resident*
- Complete the current year FAFSA and be eligible to receive a federal Pell Grant
- Have an Education Cost Gap (ECG) greater than $0**
- Be a student enrolled in an eligible Louisiana institution on a part-time or full-time basis who
- Entered college as a first-time freshman during academic year 2007-2008 or later or
- Entered college as a first-time freshman during the 2007-2008 academic year or later and have become eligible for a federal Pell grant after the freshman year or
- Be age 25 or older and have entered college as a first-time freshman before the 2007-2008 academic year and have had a break in enrollment of at least two consecutive semesters, not including a summer semester or term, immediately preceding the period of enrollment for which the student is being considered for receipt of a grant.
Any student who was a first time freshman beginning with the 2007-2008 academic year or later who was not initially Pell eligible but subsequently becomes Pell eligible then also qualifies for a Go Grant award. To receive a Go Grant in subsequent years, students must file a FAFSA annually, continue receiving a Pell Grant, have an ECG greater than $0, and maintain steady academic progress. Then maximum annual award is $2000 and the award can be renewed for subsequent years to a maximum lifetime award of $10,000 per student.
SEOG is considered gift-aid that does not have to be repaid. Each year, unlike Pell Grants, the amount of FSEOG a student receives depends not only on his/her financial need but, also, on the amount of other aid the student receives and the availability of funds. Each school participating in FSEOG receives a certain amount of FSEOG funds each year from the U.S. Department of Education. Students who demonstrate exceptional need will be considered first for these funds. This is why it is important for students to apply early to be considered for these funds. Not everyone who qualifies for FSEOG will receive the grant. The amount of an individual’s award is based on the availability of funds and the student’s demonstrated financial need. The maximum award for the academic year is $600, with the usual award being $300 per semester. If you completed a FAFSA, you have applied for the FSEOG grant. Funds are limited.
This program is subsidized by the Federal Government and provides part-time work through the various departments on campus and through public or private non-profit organizations off campus for qualifying students. In order to qualify, students must demonstrate financial need for the earnings from part-time employment. Under the United States Office of Education guidelines, priority must be given to the students having the greatest financial need. Students must complete the Free Application for Federal Student Aid to qualify. Funds are limited; therefore, students need to apply on the FAFSA by the April 15 priority deadline.
Financial Aid Application priority deadline for fall semester
Satisfactory Academic Progress (SAP) Appeal priority deadline for fall semester
Financial Aid Application priority deadline for spring semester
Satisfactory Academic Progress (SAP) Appeal priority deadline for spring semester
STEP 1: Apply for Admission at Louisiana Delta Community College
You must be accepted in an Associate Degree program before Delta can determine your eligibility for financial aid.
STEP 2: Complete the Free Application for Federal Student Aid (FAFSA)
The FAFSA is available online at www.fafsa.ed.gov starting on January 1st of each year. You may sign your application electronically using your federal student aid personal identification number PIN. If you do not have a pin you can apply for one at the same time you complete you FAFSA. If you are dependent, your parent(s) should apply for a PIN also. Be sure to list Delta’s school code – 041301 – on the application so that Delta can receive your results electronically. Transfer and continuing Delta students must meet Delta’s minimum Satisfactory Academic Progress standards to receive federal financial aid.
STEP 3: Carefully examine your Student Aid Report (SAR)
Once your FAFSA application is processed you will receive an email from the Federal Processor with a link to your Student Aid Report (SAR). Be sure to check over your SAR for any errors. If you have to make corrections, you can do so electronically. Be sure both you and your parent(s) re-sign the corrections electronically with your PINs.
STEP 4: Complete Tracking Requirements
Once the Office of Financial Aid receives your SAR, you may check LOLA Self Service to see any additional documents required to complete the verification process. These documents must be submitted by the priority deadline to ensure that Delta will have enough time to process your request by the fee payment deadline. Allow a minimum of 4 to 6 weeks for your aid application to be reviewed and processed
Step 5: Accept your Award and Terms and Conditions on LOLA
The federal government mandates that students must maintain SAP toward the completion of their degrees within a reasonable period of time in order to be eligible for Title IV financial aid programs.
Satisfactory Academic Progress (SAP) for federal financial aid is defined as:
- Earning (passing) a required number of hours (67% of all hours attempted) and
- Achieving and maintaining a required grade point average.
- Total attempted hours must not exceed 150% of the published length of the students’ degree program.
The SAP policy and procedure include both a qualitative (such as the use of cumulative grade point average) and a quantitative (such as a maximum time-frame for completion) component.
The minimum progress preliminary evaluation is reviewed at the end of the Spring semester with the official evaluation reviewed at the end of the Summer semester.
Your entire academic record is reviewed, including semesters when you did not receive federal financial aid.
Academic Amnesty does not affect or alter the student’s financial aid records financial aid eligibility. Student who are granted Academic Amnesty must also submit a financial aid appeal, if not making Satisfactory Academic Progress.
Students who do not meet the minimum requirements for SAP are no longer eligible to receive federal financial aid. However, students do have the option to appeal. Students with extenuating circumstances beyond their control that affected their ability to meet SAP standards may appeal to the Student Affairs-Financial Aid Appeals Committee to have their financial aid reinstated. The Financial Aid Appeal process is available on our website at: www.ladelta.edu and must be completed and submitted along with an appeal statement and all supporting documentation. The documentation must be directly related to the events that affected the student’s ability to meet SAP standards. An undocumented appeal will not be approved.
If A SAP Appeal is approved, the student will be placed on an Academic Plan. The student will be eligible for aid as long as the student adheres to the Academic Plan. Aid will be awarded, with an Academic Plan, up until the student has reached 150% of their degree program. However, students approved for a Maximum Hour appeal may not receive aid beyond the hours indicated on the Maximum Hours Appeal Form.
Visit www.ladelta.edu for more information regarding SAP and to access a copy of the Financial Aid Appeal.
The Office of Financial Aid does not recognize academic renewal for federal financial aid purposes.
Transfer students are required to meet the minimum academic standards set by LA Delta in order to receive Federal Financial Aid. A transfer student must supply the Admissions Office with transcript(s) from all previous institutions of attendance. The academic grades and cumulative hours earned and attempted will be reviewed for satisfactory progress before financial aid eligibility can be determined.
On April 27, 2012, President Obama signed Executive Order 13607: Establishing Principles of Excellence for Educational Institutions Serving Members, Veterans, Spouses, and Other Family. These principles were developed as institution guidelines to assure financial and educational transparency to our service members, veterans and families, as well to ensure they have access to the information needed to make informed decisions concerning their well-earned Federal military and veteran’s educational benefits.
As a VA approved institution, Louisiana Delta Community College proudly commits to the Principles of Excellence. We have and will continue to provide prospective and continuing military students and family member’s information regarding cost and quality of education at Delta along with high quality academic and student support services.
By participating in the POE, Delta is officially a “VA Friendly” school and will be listed as so on the GI Bill website.
The Point of Contact (POC) for students on all campuses is Enrollment/Student Services. The POC will then notify the School Certifying Official (SCO). The college has the following certifying officials:
Ms. Gwenn Hall, Monroe Campus, 318-345-9126
Taylor Opportunity Program for Students (TOPS) and TOPS TECH
Tops is a merit-based scholarship program administered through the Louisiana Office of Student Financial Assistance (LOSFA) in Baton Rouge. The Free Application for Federal Student Aid (FAFSA) must be completed by students who are applying for TOPS. LOSFA updates a master roster. This roster identifies TOPS eligible students based on FAFSA information, high school core curriculum requirements, ACT scores, and GPA. An official offer will come from LOSFA if you are eligible. You can check your current eligibility status at www.osfa.state.la.us.
Students who are eligible to receive a TOPS award must be enrolled full-time (12 or more hours) unless you have been approved for an eligible part-time status. If you are eligible for a TOPS Tech award, you must enroll in a technical major. TOPS pays for tuition only and students are responsible for any additional mandatory fees. TOPS Performance and Honors awards are eligible for an additional stipend each semester.
Every Fall and Spring semesters Delta offers a number of Foundation Scholarships that cover all or a part of the tuition and fees for eligible students. Applications and more specific eligibility criteria are available on Delta’s website at http://www.ladelta.edu.
If you applied for a scholarship from a private foundation, company or community group, you must contact the Office of Financial Aid. We process these funds, however, these scholarships are awarded based upon criteria designated by the donor. If a donor wishes to send a check on your behalf directly to Louisiana Delta Community College, please request that the check be made payable to Louisiana Delta Community College and mailed to the Office of Financial Aid, 7500 Millhaven Road, Monroe, LA 71203.
Louisiana Delta Community College (LDCC) Employee Tuition Fee Waiver
This program is designed to encourage employees to continue their education through completion of an associate’s degree. It provides assistance for employees by covering part of the tuition costs. Applicants must be full-time and have been employed at Delta for at least one year in a permanent position. Applicants must complete the LDCC Employee Tuition Fee Waiver form available on the Delta website at www.ladelta.edu.
Louisiana National Guard Tuition Exemption
Members are exempt from tuition at any state-funded college or university for 5 years or a bachelor’s degree; whichever comes first. For more information visit www.la.ngb.army.mil or call 1-800-GOGUARD.
Louisiana Vocational Rehabilitation Grants
Vocational Rehabilitation provides assistance with educational costs for students with permanent disabilities that constitute a job handicap. This program usually covers the expense of tuition and fees. Eligibility is based on an individual with a disability benefiting from vocational rehabilitation services in terms of achieving employment, including supported employment. Students may apply at the Monroe Regional Office, 122 St. John St., Suite 311, Monroe, LA 71201 or call 318-362-3232 or 1-800-737-2973.
Strategies to Empower People (STEP) Program
Strategies to Empower People (STEP) Program: STEP is a family case management program designed to help all work-eligible recipients of the Family Independence Temporary Assistance Program (FITAP) move toward financial independence. The Office of Family Support works with a network of community resources to connect these individuals with the resources they need in order to receive training to gain employment, improve workplace skills and move up the career ladder.
STEP participants may attend any Community or Technical College within the Louisiana Community and Technical College System (LCTCS). The cost of tuition, fees, books and supplies are covered for eligible STEP participants. Interested students should apply with their local Office of Family Support to determine if they are eligible for this program.
SGA Waivers for Officers
Student Government Association waivers of in-state tuition, exclusive of student self-assessed fees may be granted to the four highest ranking SGA officers. These officers include President, Vice-President, Secretary and Treasurer. The waivers for the officers cannot exceed the cost of four full-time equivalent students.
Students who receive Title IV financial aid will be subject to the Return of Title IV Funds calculation if they withdraw before completing 60% of the semester in which they were disbursed Title IV financial aid.
The Return of Title IV Funds Processcalculates the student’s percentage of earned aid by using the following formula: The pro-rated percentage of earned aid = number of calendar days attended/number of calendar days in the enrollment period.
The number of calendar days attended is calculated by counting from the first day of the semester to the student’s official withdrawal date. The number of calendar days in the semester is calculated by counting from the first calendar day of the semester/summer session to the last calendar day of the semester/summer session. Weekends and holidays (excluding Mardi Gras) are included in the number of calendar days.
Students who stop attending classes and do not officially resign from Delta will also be subject to this process. All instructors involved are contacted to verify the last date of class attendance. Students who are awarded financial aid and withdraw from their classes on or before the 14th class day will be required to pay back all or a portion of the financial aid they receive.