Oct 20, 2019  
2018-2019 College Catalog 
    
2018-2019 College Catalog [ARCHIVED CATALOG]

Financial Aid


Federal Direct Loan Counseling Return of Title IV Funds Process for Federal Financial Aid (R2T4)
Federal Direct Student Loan MPN and Credit Check Satisfactory Academic Progress (SAP)
Federal Supplemental Educational Grant (FSEOG) Satisfactory Academic Progress (SAP) Appeal Procedure
Federal Work Study The Office of Financial Aid
Go Grant Tuition Waivers
How to Apply for Federal Student Aid Types of Federal Direct Student Loans
Important Financial Aid Priority Deadlines Types of Federal Financial Aid
Loan Disbursements (Paid Out) Scholarships
Repaying Your Federal Direct Student Loan Debt  

 


 

The Office of Financial Aid Top

A college education is one of the most important investments a student can make. The Office of Financial Aid is committed to helping students reach their educational goals who would otherwise not be able to do so. We offer federal, state and institutional financial aid resources to assist students in funding the costs associated with their education. Though it is felt that the primary responsibility for financing postsecondary education rests with students and their families, every effort is made to provide necessary supplemental funding to ensure that no student is denied the opportunity to attend LDCC because of financial limitations.

Federal financial assistance and scholarships are available for degree-seeking students. Students may be offered a single type of assistance or a combination package depending on the level of need and eligibility requirements. Aid may be provided by or through the college, federal and state agencies, foundations, or corporations. Apply early!


 

How to Apply for Federal Student Aid

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APPLY for Admission at Louisiana Delta Community College.  Students applying for financial aid at LDCC must be enrolled in a certificate and/or degree program to be eligible for financial aid.

COMPLETE and SUBMIT the Free Application for Federal Student Aid (FAFSA). 
The FAFSA is free and quick, and it gives you access to the largest sources of financial aid to pay for college. Many states and colleges use your FAFSA data to determine your eligibility for state and school aid, and some private financial aid providers may use your FAFSA information to determine whether you qualify for their aid. 

The FAFSA is available online at www.fafsa.gov starting on October 1st every year. You have to submit a FAFSA every year you are in school in order to determine eligibility for federal student aid. You sign your application electronically using your federal student aid Federal Student Aid Identification (FSA ID). If you do not have a FSA ID, you can apply for one at the same time you complete you FAFSA. If you are dependent, your parent(s) should apply for a FSA ID also. Be sure to list LDCC’s school code – 041301 – on the application so LDCC can receive your results electronically.

NOTE:  An FSA ID gives you access to certain U.S. Department websites. Students, parents, and borrowers are required to use an FSA ID, made up of a username and password. You are not authorized to create an FSA ID on behalf of someone else, including a family member.  To create an FSA ID you can go to www.fsaid.ed.gov/

REVIEW your Student Aid Report (SAR) carefully.  Once your FAFSA application is processed you will receive an email from the Federal Processor with a link to your Student Aid Report (SAR). You should receive your SAR within 7 to 10 days after you submit the FAFSA. Be sure to check over your SAR for any errors. If you have to make corrections, you can do so electronically. Be sure both you and your parent(s) re-sign the corrections electronically with your FSA IDs. If you do not receive the SAR within 2 weeks after you first submitted it online, contact the Federal Processor at 1-800-433-3243.

WHAT HAPPENS NEXT?  Your FAFSA is shared with the colleges and/or career schools you list on the application. The Office of Financial Aid receives your FAFSA from the Federal Processor and we will use your information to figure out how much student federal aid you may receive. Once the Office of Financial Aid receives your FAFSA, which can be up to one to seven days, you will receive notification via your LDCC student email address to complete and submit tracking requirements.

 

Tracking Requirements, including Financial Aid Terms and Conditions
Monitor your LOLA Self Service to view any documents required to complete your application. These documents must be submitted by the priority deadline to ensure the Office of Financial Aid will have enough time to process your request by the tuition and fee payment deadline. Allow a minimum of 3 to 4 weeks for your aid application to be reviewed and processed.

 

Financial Aid Terms and Conditions
Acceptance of your financial aid award indicates that you agree to comply with the rules and regulations that govern the programs for federal aid as well as the policies of this institution. Your award is subject to change if corrections or revisions are made to the information you provided on your application for federal student aid.

 

ACCESSING FINANCIAL AID INFORMATION THROUGH LOLA

The award notification will direct you to LOLA (our student self-service area) at my.lctcs.edu. You can use LOLA to monitor your financial aid status; eligibility, tracking requirements, and accept awards.  


 

Types of Federal Financial Aid Top

Federal Pell Grant 

The U.S. Department of Education provides federal grants to undergraduate students who are U.S. citizens or eligible non-citizens. Pell Grants are considered a form of “gift-aid” and do not have to be repaid. Pell Grants are awarded to undergraduate students who have not earned their first bachelor’s degree and who demonstrate exceptional financial need. Eligibility is determined with information provided on the FAFSA form and is a direct result of the students’ expected family contribution (EFC) and enrollment status. Delta must receive a valid Institutional Student Information Record (ISIR) which is generated and sent to us electronically if you listed Delta’s school code: 041301 on the FAFSA. Pell award amounts are determined annually by Congress and based on your anticipated enrollment status. If you are not enrolled full-time your Pell award will be reduced proportionately based on the number of hours you are enrolled in as of the census date of the semester.

NEW! Year Round Pell Grant Information 
The U.S. Department of Education Appropriations Act, 2017, allows a student to receive Federal Pell Grant funds for up to 150% of the student’s Pell Grant Schedule Award (PGAS). This means, eligible Pell students may be able to receive a third disbursement of Pell Grant each academic year.  Louisiana Delta Community College will implement “Year-Round Pell Grant” beginning in the Summer of 2018.

Here is an example of how Year-Round Pell Grant will work for the 2018-2019 academic year:

A student with a Zero Expected Family Contribution (EFC) is eligible for $6095 in Pell Grant for the year, or $3048 for the Summer 2018 semester and $3047 for Fall 2018 semester (based on full-time enrollment both semesters). Under the old rules, that student would not receive any Pell Grant if they enrolled full-time (12 Hours) for the Spring 2019 semester. Under the New Year Round Pell Grant initiative, that student would receive an additional $3048 disbursement if they were to enroll full-time (12 credit hours) for Spring or up to a maximum of $9143 for the entire academic year. However, you must be enrolled in at least 6 credit hours for the Spring 2019 semester to receive any additional Pell Grant.

Listed is an example of how Year-Round Pell Grant will work:

 

 Summer 2018
EFC - 0
$3048 (50%)
Full - time
12 or > credit hours

Fall 2018
EFC - 0
$3047 (50%)
Full-time
12 or > credit hours 

 Spring 2019
EFC - 0
$3048 (50%)
Full - time
12 or > credit hours

 

 

NOTE:  Students who enroll in less than 12 credit hours (full-time) will receive a lesser amount in their Pell Grant award.  In addition, the student must be enrolled in at least 6 credit hours (half-time) in the semester in which they surpass receiving 100% of the Pell Grant Scheduled Award.
 

It is important to note that this change will not result in extra Pell Grant being awarded to a student over the course of their undergraduate enrollment. The maximum timeframe that eligible students may receive Pell Grant is for the equivalent of twelve full-time semesters. In the past, a full-time student could receive only two disbursements per year. Now that students will be able to receive up to three Pell disbursements in one academic year if they are enrolled in the correct number of hours.

 

Federal Direct Student Loan Program

Since Fall 2014, Louisiana Delta Community College is participates in the William D. Ford Federal Direct Loan Program. Student borrowers obtain loan funds directly from the federal government (U.S. Department of Education). The official website is www.studentloans.gov. This site is the source for information from the U.S. Department of Education on how to apply and manage student loans.  When a student submits the Free Application for Federal Student Aid (FAFSA), they are applying for all federal aid programs for which they may be eligible, including Federal Direct Student Loans.

Federal Direct Student Loans are available for students meeting certain qualifications. A student enrolled in a degree seeking program at least six credit hours, not in default on a federal loan or owe a repayment on a federal grant, and meet all other eligibility requirements such as Satisfactory Academic Progress (SAP), may qualify for a Federal Direct Student Loan.  The Office of Financial Aid has federal direct student loan information and forms online at www.ladelta.edu/financialaid.


 
Types of Federal Direct Student Loans Top

Subsidized Direct Loan is based on financial need as determined by the Free Application for Federal Student Aid (FAFSA). The government pays the interest as long as a student remains enrolled at least half-time (six credit hours) in a degree seeking program and meet all other eligibility requirements. The amount a student can borrow during each academic year is based on their grade level.

 

If a student is a first-time borrower on or after July 1, 2013, there is a limit on the maximum period of time (measured in academic years) that they can receive Subsidized Direct Loans. Generally, a first-time borrower is one who did not have an outstanding balance or principle or interest on a Direct Loan on July 1, 2013. If this limit applies, a student may not receive Subsidized Direct Loans for more than 150 percent of the published length of your program. This is called “maximum eligibility period.” A student’s maximum eligibility period is based on the published length of your program of study.  For example, if you are enrolled in a two-year academic program, the maximum eligibility period for which you can receive a Subsidized Direct Loan is three years (150 percent of two years = three years).  A student can find the published length of any program of study in our college academic catalog on-line at www.ladelta.edu

Because the maximum eligibility period is based on the length of the current program of study, the maximum eligibility period can change if a student changes to a program that has a different length. Also, if a student receives Subsidized Direct Loans for one program and then changes to another program the loans they received for the earlier program will generally count toward their new maximum eligibility period.

 

Unsubsidized Direct Loan is available to students regardless of demonstrated need (determined by the FAFSA). For independent students, this loan may supplement the funds obtained through subsidized loans. Students are responsible for all interest payments, including the time that a student is in deferment. It is advisable; if possible, the student should make the interest payments while in school. The student does, however, have the option of capitalizing the interest. This means that the unpaid interest will be added to the principal amount of the loan at regular intervals, and the student will ultimately owe more money.

 

Federal Direct Parent PLUS Loan is an unsubsidized loan for parents and stepparents of a dependent student. The dependent student must be enrolled at least half-time (six credit hours or more), in a degree seeking program, meeting Satisfactory Academic Progress (SAP) and meet all other eligibility requirements. If a student is considered dependent, then the income and the assets of the parent must be reported on the FAFSA. The borrower will be subject to a credit check. The parents and their dependent student must be U.S. citizens or eligible noncitizens, must not be in default on any federal education loans or owe an overpayment on a federal education grant and must meet other general eligibility requirements for the federal aid programs. The borrower is responsible for all interest payments; however, the repayment period is determined by your lender.  Parents may request a PLUS loan at www.studentloans.gov.

 

Federal Direct Student Loan Interest Rates and Fees

Interest rates will be determined each June for new loans being made for the upcoming award year, which runs July 1 to the following June 30. Each loan will have a fixed interest rate for the life of the loan. You will also pay an origination fee of the loan to the government. Because of this deduction, you will receive slightly less than the amount you borrowed. Go to www.studentloans.gov/ for current year interest and fee rates.


 

Federal Direct Loan Counseling Top

Direct Loan Entrance Counseling - If you have not previously received a loan, you must complete the entrance counseling session before the college can make the first disbursement of your loan. This applies to all borrowers, except Parent Plus borrowers. The entrance counseling session can be completed at www.studentloans.gov/.  The session will help you understand your responsibilities regarding your loan. 

 

Direct Loan Exit Counseling – Students who have received a subsidized, unsubsidized or PLUS loan(s) under the Direct Loan Program, must complete exit counseling each time they drop below half-time enrollment, graduate, or leave school.  Exit counseling can also be completed at www.studentloans.gov/


 

Federal Direct Student Loan Master Promissory Note (MPN) and Credit Check Top

MPN is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan(s). In most cases, once you have submitted the MPN and it’s been accepted you will not have to fill out a new MPN for future loans. You can borrow additional loans on a single MPN for up to ten years. It is very important that you completely read and understand all of the information on the MPN before you sign it. It takes approximately 30 minutes to complete.

  • You are not required to accept the full amount that LDCC may award to you.
  • You may notify the Office of Financial Aid, if you want to borrow a lower amount.
  • You can decline the entire loan amount.

To complete the entrance and/or exit counseling session and the MPN go to www.studentloans.gov/.  You will be required to use your Department of Education-issued FSA ID.  If you do not have a FSA ID, you may request one from the website at https://fsaid.ed.gov/.

For parents completing the Parent PLUS Loan, LDCC Office of Financial Aid will receive an approval or denial based on the credit evaluation done by the Department of Education.

If credit is approved:

  • In most cases, once you have submitted the MPN and it’s been accepted, you won’t have to fill out a new MPN for future loans you receive to pay for the educational expenses of the same student. You can borrow additional Direct PLUS Loans on a single MPN for up to 10 years.
  • You will receive a disclosure statement from the U. S. Department of Education that gives you specific information about any loan that the college plans to disburse under your MPN, including the loan amount and loan fees, and the expected loan disbursement dates and amounts.

If credit is denied:

  • The PLUS Loan applicant who has an adverse credit history still may be able to receive a loan by obtaining an endorser who does not have an adverse credit history. If the applicant does not wish to obtain an endorser, the PLUS loan will be deleted and the student may request an additional Unsubsidized Direct Loan. However, the amount may be less than the PLUS loan due to federal limits.

 

Loan Disbursements (paid out) Top

Generally, your loan(s) will cover a full academic year. For first time loan borrowers, LDCC will disburse your loan by crediting it to your LOLA in two disbursements to pay tuition and fees and other authorized charges. If the loan disbursement amount exceeds your school charges, LDCC will pay you the remaining balance via EFT to your BankMobile preference. Check you LOLA for disbursements.

Note:  If you change your mind, a loan can be canceled, even if the MPN agreeing to the loan terms has already been signed. LDCC will notify you whenever it credits your student account with your Direct Loan funds. You may cancel all or a portion of your loan if you inform LDCC Office of Financial Aid within 14 days after the date LDCC sent you this notice, or by the first day of your payment period, whichever is later. If you have received funds from the loan to your student account, you will have to return the funds to the college.

Loan Proration - Per federal regulations the college is required to prorate an undergraduate student’s annual Direct Loan limits, when they are enrolled in their final period of study that is shorter than an academic year. The maximum loan amount would be determined by the number of credit hours enrolled for the final semester. In some cases, the actual loan amount that a student is eligible for (based on costs, EFC and other aid) may be less than the prorated loan limit.


Repaying Your Federal Direct Student Loan Debt Top

Enrollment Status and Other Changes - It is important to keep your loan servicer informed of any changes in your status, so that your loan information is up-to-date. This is your responsibility. You must notify the loan servicers if you; change your address or name, do not enroll at least half-time (six credit hours), stop attending school or drop below half-time, transfer from one school to another, or graduate. Until you graduate or leave LDCC, you must keep the Enrollment Services Office at LDCC informed of any of these changes.

After you graduate, leave school, or drop below half-time enrollment, you MUST complete the exit counseling session at www.studentloans.gov/.  You will then receive information about repayment and your loan provider will notify you of the date your loan repayment begins. We cannot emphasize enough the importance of making your full loan payments on time either monthly (which is the usual pay cycle) or according to your repayment schedule. If you do not make your payments, you could end up in default, which has serious consequences. Student loans are real loans–just as real as car loans or mortgages. You must pay back your student loans.

 

Consequences of Default

You are legally required to repay your educational loans, even if you drop below half-time status, don’t finish college, can’t find a job right away, or are dissatisfied with the education your received. Your education loan must be repaid when your grace period expires. If you don’t fulfill your end of the agreement, the entire unpaid amount of the loan, including interest may be due immediately. Here are some other problems you may face if you default on a student loan:

  • Loss of federal and state income tax refunds
  • Legal action and assessment of collection charges including attorney fees
  • Loss of eligibility for other student aid and assistance under most federal benefit programs
  • Loss of eligibility for deferments
  • Loss of professional license
  • Negative credit reports
  • Garnishment of wages

 

Grace Periods

Each type of loan has its own requirements regarding grace periods (amount of time until your first payments), repayments options, and repayment periods:

  • Federal Direct Loans
    • You have a grace period of six months until your first payment must be received.
    • Repayment information from the Department of Education at studentaid.gov/ explains available repayment options for direct loans, includes examples of monthly payments for different loan amounts, and covers other topics you need to consider when managing your loans.
  • Federal PLUS Loans
    • The repayment period for PLUS loans begins on the date the loan is fully disbursed, and the first payment is due within 60 days of the final disbursement.
    • Parent PLUS Loan borrowers may choose to have repayment deferred while the student for whom the parent borrowed is enrolled at least half-time and for an additional six months after the student is no longer enrolled at least half-time.

If you have an in-school deferment on a Direct Subsidized or Unsubsidized Loan that entered repayment at an earlier date (before you returned to school) and you graduate, drop below half-time enrollment, or withdraw from school, you will be required to immediately begin making payments on the loan because the six month grace period has already been used up, there is no second grace period.

 

  Reservists Called Active Duty

  • If you are called or ordered to active duty for more than 30 days from a reserve component of the U.S. Armed Forces, the period of your active duty service and time necessary for you to re-enroll in school after your active duty ends are not counted as part of your grace period. However, the total period that is excluded from your grace period may not exceed three years. If the call or order occurs while you are in school and requires you to drop below half-time enrollment, the start of your grace period will be delayed until the end of the excluded period. If the call or order occurs during your grace period, you will receive a full 6-month grace period at the end of the excluded period. If you are a reservist called to active duty with the U. S. Armed Forces for more than 30 days, contact your loan servicer to let them know your status.

 

Deferment and Forbearance

If you are having temporary problems repaying your federal student loans, contact your loan servicer to see if you are eligible for deferment or forbearance. A deferment or forbearance allows you to temporarily stop making payments or reducing loan payments on your federal student loans. Note: Interest will continue to be charged on your Direct and Plus Loans. If you do not pay this interest during the deferment/forbearance, it will be capitalized at the end of the deferment/forbearance.

 

Consolidation

If you make multiple education loans, you can consolidate them into a single Direct Consolidation Loan. This may simplify repayment if you are making separate loan payments to different loan holders, as you’ll only have one monthly payment to make. There may be tradeoffs, however, so you will want to learn about the advantages and possible disadvantages.  To learn more, go to www.studentaid.ed.gov/.

 

Loan Cancellation (forgiveness or discharge)

Under certain circumstances, you may have all or part of your loan cancelled or discharges.  To learn more, go to www.studentaid.ed.gov/.


 

Go Grant Top

The Louisiana Go Grant Program is provided to support nontraditional and low to moderate-income students who need additional aid to afford the cost of attending college. The Go Grant award is a state grant and does not have to be repaid. To be eligible for a Louisiana Go Grant, you must meet the following criteria:

  1. Be a Louisiana resident
  2. File a Free Application for Federal Student Aid (FAFSA)
  3. Receive a Federal Pell Grant
  4. Have remaining financial need after deducting Estimated Family Contribution (EFC) and all federal/state/institutional grant or scholarship aid (“gift aid”) from student’s Cost of Attendance (COA)
  5. Be enrolled as a regular student enrolled in an eligible program on at least a halftime basis (minimum of 6 hours)
  6. Be meeting DELTA’s Satisfactory Academic Progress requirements for receipt of Title IV aid; or be approved through the appeals process

 

Award Amounts

Award amounts to eligible students are based on the institution’s allocation and their packaging policy. Awards may vary with each academic year.

Award will not be paid for summer sessions, quarters or terms.

Maximum and minimum annual award amounts for the 2018-2019 academic year:

Maximum Annual Award              $1000

Minimum Annual Award               $500

Full time & half time students (12 credit hours or more to 6 credit hours) should be awarded $1,000 a year ($500 per semester)

Less than half time students should not be awarded Go Grant

 

Award Calculations

A student’s Go Grant award at DELTA will not be for more than 60% of the student’s unmet need at the time the Go Grant award is packaged to the student.

Example:

Cost of Attendance         $17,500

EFC                                         $1,500

Need                                     $16,000

60% of need ($16,000) = $9,600

Gift aid, inclusive of the Go Grant amount should not exceed $9,600 for this student. Examples of gift aid include Federal Pell Grant, TOPS, TOPS Stipends and institutional scholarships.

 

Packaging Policy

DELTA will package Go Grant awards in accordance with the following provisions:

  1. Priority will be given to students who are 25 or over.
  2. Transfer and re-entering students will be awarded on the same basis as a continuing students.
  3. DELTA will award Go Grant funds until all allocated funds have been exhausted.

 

Renewal Requirements

  1. Must file a FAFSA or the renewal FAFSA at least annually
  2. Continue to receive a Federal Pell grant
  3. Have remaining financial need after deducting Estimated Family Contribution (EFC) and all federal/state/institutional grant or scholarship aid (“gift aid”) from student’s Cost of Attendance (COA).
  4. The award can be renewed for subsequent years to a maximum Lifetime award that correlates to that of the Federal Pell grant

For additional information on the Louisiana Go Grant and other state aid programs, please visit www.osfa.state.la.gov.


 

Federal Supplemental Educational Grant (FSEOG)

Top

FSEOG is considered gift-aid that does not have to be repaid. Each year, unlike Pell Grants, the amount of FSEOG a student receives depends not only on his/her financial needs but, also, on the amount of other aid the student receives and the availability of finds. Each school participating in FSEOG receives a certain amount of FSEOG funds each year from the U.S. Department of Education. Students who demonstrate exceptional need will be considered first for these funds. This is why it is important for students to apply early to be considered for these funds. Not everyone who qualifies for FSEOF will receive the grant. The amount of an individual’s award is based on the availability of finds and the student’s demonstrated financial need. The maximum award for the academic year is $500, with the usual award being $250 for the fall and spring semesters. The FSEOG award will be credited to the student’s account and will appear on the student’s LOLA account. If you completed a FAFSA, you have applied for the FSEOG grant. Funds are limited.

 

 

Federal Work Study Program Top

This program is subsidized by the Federal Government and provides part-time work through the various departments on campus and through public or private non-profit organizations off campus for qualifying students. In order to qualify, students must demonstrate financial need for the earnings from part-time employment. Under the United States Office of Education guidelines, priority must be given to the students having the greatest financial need. Students must complete the Free Application for Federal Student Aid to qualify. Funds are limited; therefore, students need to apply on the FAFSA by the May15 priority deadline.


 

Important Financial Aid Priority Deadlines Top

 

March 15 Summer Financial Aid Application (FAFSA)
May 15 Financial Aid Application priority deadline for fall semester
June 30 Satisfactory Academic Progress (SAP) Appeal priority deadline for fall semester (The 14th class day is the final appeal date for the semester).
November 15 Financial Aid Application priority deadline for spring semester (The 14th class day is the final appeal date for the semester).
November 30 Satisfactory Academic Progress (SAP) Appeal priority deadline for spring semester

 

Satisfactory Academic Progress (SAP) Top

The federal government mandates that students must maintain SAP toward the completion of their degrees within a reasonable period of time in order to be eligible for Title IV financial aid programs.

Satisfactory Academic Progress (SAP) for federal financial aid is defined as:

  • Pace of progression - Earning (passing) a required number of hours (67% of all hours attempted) and
  • Grade point average - Achieving and maintaining at least a 2.00 grade point average and
  • Maximum timeframe -Total overall attempted hours must not exceed 150% of the published length of the students’ degree program. Refer to the LDCC academic catalog at www.ladelta.edu for program requirements.

The SAP policy includes both a qualitative (such as the use of cumulative grade point average) and a quantitative (such as a maximum time-frame for completion) component.

The minimum progress evaluation (SAP) is reviewed at the end of each payment period (Fall, Spring and Summer).

Your entire academic record is reviewed, including semesters when you did not receive federal financial aid. 

Academic Amnesty does not affect or alter the student’s financial aid records financial aid eligibility. Student who are granted Academic Amnesty must also submit a financial aid appeal, if not making Satisfactory Academic Progress.


 

Satisfactory Academic Progress (SAP) Appeal Procedure Top

Students who do not meet SAP standards have the right to submit an appeal to the college’s Financial Aid Appeals Committee. Appeals must be submitted by the college’s established deadlines, which is published on Louisiana Delta Community College’s website. Appeals are typically based upon mitigating circumstances such as prolonged illness, accidents that required hospitalization of the student or a close family member, death of an immediate family member, or other extreme documented incidents. All appeals must include documentation that: (1) substantiates claims being made in the appeal and (2) demonstrates a change in current circumstances, making academic success likely if the appeal is granted. Appeals can only be made once per payment period.

If an appeal is approved, the student must submit an Academic Plan and Degree Audit Summary Form to the Office of Financial Aid. Once the Degree Audit Summary Form is completed, it may NOT be updated.  Students changing majors or who have exhausted all of the remaining hours to complete their degree must submit another SAP Appeal.

The student will then be evaluated at the end of each payment period based on their academic plan. SAP appeal decisions are final and cannot be overridden. If an appeal is denied, the student is not eligible for federal aid and must attend at their own expense until (1) the student meets the academic standards as outlined in the SAP policy or (2) the student successfully appeals and is approved to be placed on an academic plan in a future payment period. If you are appealing because you did not meet the requirements of the Academic Plan, your extenuating circumstance must have occurred during your most recent semester.

 

Academic Renewal/Amnesty      

Academic renewal does not affect or alter the student’s financial aid records for purposes of determining financial aid eligibility. All hours attempted and grades received will continue to be counted for purposes of federal financial aid and satisfactory academic progress.

Transfer Students
Transfer students are required to meet the same standards as native students in order to receive federal financial aid. All transfer students shall initially be coded “TRANS” until the end of the first payment period when they are evaluated for SAP. At the time of the SAP evaluation only transfer credits transcribed by the college will be counted (as both attempted and completed hours) in the cumulative GPA, pace of progression, and maximum allowable hours components of the SAP determination.


 

Scholarships Top

Taylor Opportunity Program for Students (TOPS) and TOPS TECH

Tops is a merit-based scholarship program administered through the Louisiana Office of Student Financial Assistance (LOSFA) in Baton Rouge. The Free Application for Federal Student Aid (FAFSA) must be completed by students who are applying for TOPS. LOSFA updates a master roster. This roster identifies TOPS eligible students based on FAFSA information, high school core curriculum requirements, ACT scores, and GPA. An official offer will come from LOSFA if you are eligible. You can check your current eligibility status at www.osfa.state.la.us.

Students who are eligible to receive a TOPS award must be enrolled full-time (12 or more hours) unless you have been approved for an eligible part-time status. If you are eligible for a TOPS Tech award, you must enroll in a Technical Major. TOPS pays for tuition only and students are responsible for any additional mandatory fees. TOPS Performance and Honors awards are eligible for an additional stipend each semester.

You must maintain continuous full-time enrollment or earn at least 24 hours for each academic year to keep your TOPS. If you do not earn 24 hours your TOPS award will be cancelled. The following minimum cumulative GPAs must be maintained:

Type of Award

GPA required after fall semester

GPA required at end of academic year

Tops Opportunity

2.00

2.30 the first year; 2.50 all subsequent years

Performance

2.00

3.0

Honors

2.00

3.0

Tech

2.00

2.5

 

If your award is suspended because of GPA or steady academic progress, you may have your award reinstated upon achieving the required cumulative GPA, if the period of ineligibility is not over two years (one year for the TOPS Tech award or students using Opportunity, Performance or Honors to pursue a technical program). Cancellation of a TOPS award due to failure to earn 24 hours per academic year, is permanent unless you are granted an exception. Students must apply for the exception within 6 months of the award cancellation date. If you are granted an exception through LOSFA, you must submit a copy of your exception letter to the Office of Financial Aid. Go to the TOPS portal at www.osfa.la.gov/  or contact a LOSFA representative at 1-800-259-5626 for more information.  

Foundation Scholarships

Every Fall and Spring semesters Delta offers a number of Foundation Scholarships that cover all or a part of the tuition and fees for eligible students. Applications and more specific eligibility criteria are available on Delta’s website at http://www.ladelta.edu.

Outside Scholarships

If you applied for a scholarship from a private foundation, company or community group, you must contact the Accounting Office or the Office of Financial Aid.  These scholarships are awarded based upon criteria designated by the donor. If a donor wishes to send a check on your behalf directly to Louisiana Delta Community College, please request that the check be made payable to Louisiana Delta Community College and mailed to Accounts Receivable, 7500 Millhaven Road, Monroe, LA 71203.


 

Tuition Waivers Top

Louisiana Delta Community College (LDCC) Employee/Dependent Tuition Fee Waiver

This program is designed to encourage employees and dependents of employees to continue their education through completion of an associate’s degree. It provides assistance for employees/dependents by covering the tuition costs. Employees must have been employed at Delta for at least one year in a permanent position. Applicants must complete the LDCC Employee/Dependent Tuition Fee Waiver form available on the Delta website at www.ladelta.edu

 

Louisiana National Guard Tuition Exemption

Members are exempt from tuition at any state-funded college or university for 5 years or a bachelor’s degree; whichever comes first. For more information visit www.la.ngb.army.mil or call 1-800-GOGUARD.

 

Louisiana Vocational Rehabilitation Grants

Vocational Rehabilitation provides assistance with educational costs for students with permanent disabilities that constitute a job handicap. This program usually covers the expense of tuition and fees. Eligibility is based on an individual with a disability benefiting from vocational rehabilitation services in terms of achieving employment, including supported employment. Students may apply at the Monroe Region VIII Office, 24 Accent Dr. Suite 105, Monroe, LA 71201 or call 318-362-3232 or 1-800-737-2973.

 

Strategies to Empower People (STEP) Program 

Strategies to Empower People (STEP) Program: STEP is a family case management program designed to help all work-eligible recipients of the Family Independence Temporary Assistance Program (FITAP) move toward financial independence. The Office of Family Support works with a network of community resources to connect these individuals with the resources they need in order to receive training to gain employment, improve workplace skills and move up the career ladder.

STEP participants may attend any Community or Technical College within the Louisiana Community and Technical College System (LCTCS). The cost of tuition, fees, books and supplies are covered for eligible STEP participants. Interested students should apply with their local Office of Family Support to determine if they are eligible for this program.

 

SGA Waivers for Officers

Student Government Association waivers of in-state tuition, exclusive of student self-assessed fees may be granted to the four highest ranking SGA officers. These officers include President, Vice-President, Secretary and Treasurer. The waivers for the officers cannot exceed the cost of four full-time equivalent students.


 
 
Return of Title IV Funds Process for Federal Financial Aid Top

Students who receive Title IV financial aid will be subject to the Return of Title IV Funds calculation if they withdraw before completing 60% of the semester in which they were disbursed Title IV financial aid.

The Return of Title IV Funds Process calculates the student’s percentage of earned aid by using the following formula: The pro-rated percentage of earned aid = number of calendar days attended/number of calendar days in the enrollment period.

The number of calendar days attended is calculated by counting from the first day of the semester to the student’s official withdrawal date. The number of calendar days in the semester is calculated by counting from the first calendar day of the semester/summer session to the last calendar day of the semester/summer session. The percentage of time the student completed for the semester determines the “earned percentage.”  The earned percentage is based on calendar days in the semester, including weekends and holiday breaks.  Only scheduled breaks of at least 5 days will be excluded.  The length of the break is determined by counting from the first day of the break up to the next day on which classes are offered. The weekends preceding and following the break are counted as part of the break, unless Saturday classes are scheduled. If Saturday classes are scheduled in the weekend preceding the break, only the Sunday would be counted as part of the break. If Saturday classes are scheduled in the weekend following the break, neither Saturday nor Sunday is counted as part of the break.

Students who stop attending classes and do not officially resign from Delta will also be subject to this process. All instructors involved are contacted to verify the last date of class attendance. Students who are awarded financial aid and withdraw from their classes on or before the 14th class day will be required to pay back all or a portion of the financial aid they receive.  Additional information on R2T4 can be found on our website at http://www.ladelta.edu/Admissions/Financial-Aid/return-of-title-iv-funds / .